What These Terms Cover and How They Apply
By creating an account on makmur99, you confirm that you have read and accepted these terms in full. They govern everything from how your account is registered, how you fund it using DANA, OVO, or GoPay, through to how disputes are handled and under what conditions
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access may be suspended. These terms are not a contract with a physical or named jurisdiction — they reflect the rules we operate under for eligible regions, and availability depends on local law where you are based. We may update these terms at any time. When
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we do, we will update the version date shown at the bottom of this page. Your continued use of the account after any update counts as acceptance of the revised terms. If you disagree with a change, stop using the account and contact support before your
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next deposit. Wallet-linked accounts — those connected to DANA, OVO, or GoPay — are subject to the same terms as all other accounts, with additional verification steps that the wallet provider may require on their end. We do not control those steps, but we will reflect
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any wallet-side status change in your account access promptly
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.