How Our Terms Apply to Your Account
Using makmur99 means you accept the terms published on this page. These terms cover account creation, wallet-linked transactions, dispute handling and how we store your data. When you connect a DANA, OVO or GoPay wallet to your account, the transaction records generated are subject to both
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our internal policy and the terms of your chosen payment provider. We do not override those provider terms. Eligibility to access makmur99 is strictly tied to local law in your region — if your jurisdiction does not permit access to platforms of this type, these terms
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do not grant you the right to use the service. We update our policy when required by operational changes; the version dated at the bottom of this page is always the one in effect. If a specific clause conflicts with local regulation, the local regulation takes
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precedence. Account holders in Tangerang and other parts of Indonesia should check whether access is permitted under current local rules before registering. Disputes relating to wallet transactions — including DANA, OVO and GoPay deposits and withdrawals — should first be raised through our support channel before
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any third-party process is initiated.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.